Assessment criteria

Want to know how your application will be assessed? Read on…

How will your entry be judged?

Entries to the Rapid Recovery Challenge will be assessed based on the below criteria. When making their selection of semi-finalists, finalists and winners, the judging panel will also take into consideration the diversity of the cohort to ensure a balanced portfolio of solutions. Considerations will include (but not be limited to): the diversity of the product type, market coverage (including demographics and geography of users) and make-up of innovator teams. 

Applications open on Monday 14 September 2020 and close at 12pm (noon) GMT on 26 October 2020.

The Challenge is looking for solutions that best meet the five assessment criteria below:


Is this solution going to make a meaningful and sustained positive difference  on the lives of the Challenge’s target end users? To do so, judges will consider solutions’ potential to:

  • Job Recovery Stream – help target end users secure desirable work.
  • Financial Recovery Stream – help target end users improve their financial health through metrics such as debt reduction, overdraft use deduction, savings increases and / or improved credit scores.


Does this solution expand beyond existing best practice? Is it different or better than existing solutions? 


Has this solution been designed with a clear understanding of end users’ needs? Is this solution affordable to those who need it?


Is there a credible plan to reach the Challenge’s target end users with the solution? Is there potential for this solution to sustainably scale within the UK, with a clear strategy that is financially viable? 

In the later Challenge assessment periods, a component of this scaling score will be how many target end users your solution has reached.


Does this solution have a team and organisation behind it with a relevant track record, skills, experience and resources (including partnerships) to ensure success?

Please note the Challenge’s target end users are:

  • Those currently or recently (within the past 12 months) in low paid roles.

Low paid” is defined as earning less than £18,252 per year (60% or less the national median annual pay in 2019, £30,420).

  • Those currently or recently (within the past 12 months) in insecure roles.

An “insecure role” is defined as temporary contracts less than 6 months, variable (zero-hour) contracts or self-employed earning less than £18,252 per year.

  • Young people, whether employed or unemployed.

“Young people” is defined as those aged 16-24.